We are paid a commission by the companies that provide the products you purchase – for undertaking the administration on their behalf.
We are happy to offer you a free consultation to discuss your financial situation. And in most cases we do not charge our customers a fee; unlike many other intermediaries who, in our view, may exploit their clients by routinely charging a fee whilst also receiving payments from the lenders and insurers. On the very rare occasions that we do have to ask for a fee, this is purely to ensure that our costs are covered.
In every circumstance, all commissions and fees are discussed at the outset and agreed by our customers. All illustrations of the product options available will clearly show the commission available in each case.
We may also receive some form of benefit if we introduce business to another firm. We will tell you before the transaction if we are likely to receive some form of benefit from recommending any product to you, or from working with any product provider or firm.